Prepare for CECL

The Clock is Ticking for CECL Implementation

  • May 21, 2017

written by Blair Groves One year ago, the Financial Accounting Standards Board (FASB) gave final approval to a new Current Expected...

cyber crime and attacks on banks

Is Your Bank Vulnerable to a Cyber Attack?

  • May 12, 2017

written by Blair Groves Cyber crime has become one of the biggest threats to U.S. businesses in recent years, and banks...

Small Business Loan Underwriting and Structure

Best Practices for Small Business Loan Underwriting and Structure

  • May 7, 2017

written by Blair Groves There have been many changes in recent years that affect how small business loans are underwritten and...

Stress Testing Should Go Beyond Interest Rates

  • February 5, 2017

written by Jacob Hall In 2012, bank regulators issued guidance on stress testing that encouraged community banks to stress test for...

Testing for Impairment: Are Appraisals Required?

  • January 29, 2017

written by Jacob Hall Community bankers sometimes do not know whether or not an appraisal is required when loans secured by...

Four Industries for Community Banks to Watch in 2017

  • January 25, 2017

written by Jacob Hall It’s hard to think that the current economic recovery started in the summer of 2009. It is...

What You Need to Know About the New Lease Accounting Standard

  • November 20, 2016

A decade after efforts first got underway to change lease accounting standards under GAAP, new guidance for lease accounting has finally...

Are Marketplace Loans a Threat or Opportunity?

  • November 13, 2016

Fintech companies are becoming a disruptive force in the financial services industry. Nowhere is this more apparent than in small business...

How the Rise of Fintech Could Affect Your Bank

  • November 7, 2016

written by Josh Beaird “Fintech” has received a lot of attention lately, but many people are not sure exactly what it...