lending-to-contractors

What to Look for When Lending to Contractors

  • August 29, 2017

written by Kami Bailey Lending to contractors presents special challenges for banks due to the complex nature of contractor accounting. This...

dangers-of-emailed-wire-transfer-requests

The Dangers of Emailed Wire Transfer Requests

  • August 26, 2017

written by Kami Bailey Banks and their customers are increasingly being victimized by e-mail compromise fraud schemes involving wire transfers. According...

how-sba-loans-benefit-community-bank

How Can SBA Loans Benefit Your Bank?

  • August 22, 2017

written by Kami Bailey Most community banks desire to make loans to small businesses to both help support their communities and...

Prepare for CECL

The Clock is Ticking for CECL Implementation

  • May 21, 2017

written by Blair Groves One year ago, the Financial Accounting Standards Board (FASB) gave final approval to a new Current Expected...

cyber crime and attacks on banks

Is Your Bank Vulnerable to a Cyber Attack?

  • May 12, 2017

written by Blair Groves Cyber crime has become one of the biggest threats to U.S. businesses in recent years, and banks...

Small Business Loan Underwriting and Structure

Best Practices for Small Business Loan Underwriting and Structure

  • May 7, 2017

written by Blair Groves There have been many changes in recent years that affect how small business loans are underwritten and...

Stress Testing Should Go Beyond Interest Rates

  • February 5, 2017

written by Jacob Hall In 2012, bank regulators issued guidance on stress testing that encouraged community banks to stress test for...

Testing for Impairment: Are Appraisals Required?

  • January 29, 2017

written by Jacob Hall Community bankers sometimes do not know whether or not an appraisal is required when loans secured by...

Four Industries for Community Banks to Watch in 2017

  • January 25, 2017

written by Jacob Hall It’s hard to think that the current economic recovery started in the summer of 2009. It is...