loan-participations-selling-purchasing

What You Need to Know About Loan Participations

  • March 6, 2018

written by Josh Beaird Loan participations have become an important tool for community banks in this highly competitive financial environment. As...

new-lease-accounting-standards-2018 jpeg

Will the New Lease Accounting Standard Impact Your Borrowers?

  • February 15, 2018

written by Josh Beaird In less than one year, a significant change to generally accepted accounting principles (GAAP) will become effective....

banks-basel-3-lines-of-credit

The Effect of Basel III on Lines of Credit

  • February 14, 2018

written by Josh Beaird Historically, community banks structured business lines of credit to mature in one year or less, even if...

community-bank-risk-culture

What is Your Bank’s Risk Culture?

  • February 11, 2018

written by Josh Beaird The culture at Wells Fargo Bank has received a lot of attention in the press since the...

dodd-frank-section-1071

What’s the Latest on Dodd-Frank Section 1071?

  • November 23, 2017

Section 1071 of the Dodd-Frank Act requires the Consumer Financial Protection Bureau (CFPB) to collect and report data from banks regarding...

prepare bank for industry disruptions

Is Your Bank Ready for Industry Disrupters?

  • November 16, 2017

If businesses have learned anything about staying relevant in the 21st century marketplace, it’s that you must learn how to deal...

hiring-commercial-lender

Hiring Lenders in a Challenging Environment

  • November 9, 2017

One of the biggest challenges faced by many community banks is attracting, growing and retaining lending talent especially as many experienced...

lending-to-contractors

What to Look for When Lending to Contractors

  • August 29, 2017

written by Kami Bailey Lending to contractors presents special challenges for banks due to the complex nature of contractor accounting. This...

dangers-of-emailed-wire-transfer-requests

The Dangers of Emailed Wire Transfer Requests

  • August 26, 2017

written by Kami Bailey Banks and their customers are increasingly being victimized by e-mail compromise fraud schemes involving wire transfers. According...