High Volatility Commercial Real Estate (HVCRE) loans

New Regulatory Requirements May Affect Your Commercial Real Estate Loan Profitability

  • August 5, 2016

It has been more than a year since the increased risk weighting requirements for High Volatility Commercial Real Estate (HVCRE) loans...

data backup for your bank

Data Backup: Is Your Bank Prepared for Disaster?

  • August 3, 2016

The largest concern is the loss of critical data that could result from a natural or man-made disaster. Therefore, it’s important...

GAO Report Examines Impact of Dodd-Frank Rules

  • May 14, 2016

written by Blair Groves Late last year, the General Accounting Office (GAO) conducted a required regulatory analysis to determine the impact...


ALM Model Validation: What You Need to Know

  • May 12, 2016

With rates on the rise, interest rate risk (IRR) will become an increasing issue for community banks for the foreseeable future....

Stress Test for Rising Rates and Other Adverse Outcomes

  • May 10, 2016

Last year, the Federal Reserve finally pulled the trigger on its first interest rate hike in nearly a decade. The rate...

FDIC Increases Review Scrutiny Over Cybersecurity Threats

  • May 4, 2016

written by Chris Griesemer Recently I had the opportunity to speak with an FDIC examiner about IT reviews and what is...

New OCC Guidelines for Real Estate Transactions

  • March 8, 2016

written by Blair Groves When to get an appraisal and when to perform an evaluation? This recently issued interagency guidance from...

How Will the 2016 ACH Changes Affect Your Bank?

  • March 1, 2016

written by Kami Bailey Is your bank informed about the ACH rule updates and changes for 2016? Each year NACHA comes...

The Key of Having Sound Commercial Lending Policies

  • February 21, 2016

The financial crisis is getting smaller and smaller in the rear view mirror and now we see many lenders are beginning...