Mobile Banking Strategies for Community Banks

  • May 13, 2015

As smartphones have exploded in popularity in recent years, many banks have rushed to offer mobile banking services to take advantage...

Leveraged Lending & the Use of Enterprise Valuations

  • May 12, 2015

As the economy continues to improve and commercial loan volume rebounds, community banks are making an increased number of loans to...

Community Bank Succession Planning

  • May 11, 2015

About 8,000 baby boomers are now turning 65 years old every day, according to the AARP. Included among these retirees and...

New Basel III Capital Requirements

  • February 9, 2015

January marks the beginning of the phase-in of new higher minimum-capital requirements for U.S. banks. This is referred to as the...

Regulatory Initiative: Operation Choke Point

  • February 4, 2015

How Might This Affect Your Bank? If you have no clue what Operation Choke Point even entails, chances are you will...

Problem Loans: When and Where Will They Come Out of Hiding?

  • January 28, 2015

Looking Ahead at 2015 and Beyond By the end of 2014, many were left with optimistic spirits for what the future...

Deferred Tax Assets and NOL Carryforwards

  • December 8, 2014

When examining loan applications of potential small business borrowers, it’s important for lenders to consider the potential impact of deferred tax...

Classifying and Complying with TDRs

  • December 7, 2014

In a time of financial crisis many community banks had to work with borrowers to restructure their small business and commercial...

Loan Agreements and Debt Covenants: How to Structure them is Only Half the Battle

  • December 6, 2014

Many community bankers would agree that loan agreements and debt covenants are very important tools for monitoring the status of loans...