Deferred Tax Assets and NOL Carryforwards

  • December 8, 2014

When examining loan applications of potential small business borrowers, it’s important for lenders to consider the potential impact of deferred tax...

Classifying and Complying with TDRs

  • December 7, 2014

In a time of financial crisis many community banks had to work with borrowers to restructure their small business and commercial...

Loan Agreements and Debt Covenants: How to Structure them is Only Half the Battle

  • December 6, 2014

Many community bankers would agree that loan agreements and debt covenants are very important tools for monitoring the status of loans...

Welcome Blair Groves

  • August 27, 2014

The Whitlock Company recently hired Blair Groves in the Community Banking Group as a Loan Review Specialist. According to Community Banking...

Reg Q – What’s It to You?

  • August 21, 2014

written by Blair Groves When Dodd-Frank passed three years ago, a banking regulation from 1933, that many considered antiquated and counterproductive,...

A New Competitor on the Horizon

  • August 20, 2014

written by Blair Groves When asked who your biggest competitor is, you probably think of other community banks or larger regional...

Recap of the PKF Financial Institutions Forum

  • August 18, 2014

written by Josh Beaird Last month, I attended the PKF Financial Institutions Forum. The Whitlock Company, is a member firm of...

What is Your Institution’s Risk Appetite? How-to Identify and Measure Risk

  • August 15, 2014

written by Blair Groves Seven years past the beginning of the largest financial crisis in the United States since the great...

Are You Ready for Rising Interest Rates?

  • May 13, 2014

The U.S. economy has experienced an extraordinary period of low interest rates since the financial crisis, spurred by the Federal Reserve’s...