New Basel III Capital Requirements

  • February 9, 2015

January marks the beginning of the phase-in of new higher minimum-capital requirements for U.S. banks. This is referred to as the...

Regulatory Initiative: Operation Choke Point

  • February 4, 2015

How Might This Affect Your Bank? If you have no clue what Operation Choke Point even entails, chances are you will...

Problem Loans: When and Where Will They Come Out of Hiding?

  • January 28, 2015

Looking Ahead at 2015 and Beyond By the end of 2014, many were left with optimistic spirits for what the future...

Deferred Tax Assets and NOL Carryforwards

  • December 8, 2014

When examining loan applications of potential small business borrowers, it’s important for lenders to consider the potential impact of deferred tax...

Classifying and Complying with TDRs

  • December 7, 2014

In a time of financial crisis many community banks had to work with borrowers to restructure their small business and commercial...

Loan Agreements and Debt Covenants: How to Structure them is Only Half the Battle

  • December 6, 2014

Many community bankers would agree that loan agreements and debt covenants are very important tools for monitoring the status of loans...

Welcome Blair Groves

  • August 27, 2014

The Whitlock Company recently hired Blair Groves in the Community Banking Group as a Loan Review Specialist. According to Community Banking...

Reg Q – What’s It to You?

  • August 21, 2014

written by Blair Groves When Dodd-Frank passed three years ago, a banking regulation from 1933, that many considered antiquated and counterproductive,...

A New Competitor on the Horizon

  • August 20, 2014

written by Blair Groves When asked who your biggest competitor is, you probably think of other community banks or larger regional...