Opportunities in Income Property and ADC Lending

  • May 6, 2014

Income property loans and acquisition, development and construction (ADC) loans are among the most appealing, but also the most risky, types...

Top 5 Concerns for Your Bank’s Next IT Review

  • March 11, 2014

written by Chris Griesemer Before regulators arrive for your banks next IT Review, do you ever find wonder what topics they...

COSO Internal Control Framework Updated

  • March 4, 2014

Two decades ago, the Committee on Sponsoring Organizations (COSO) published its original framework for internal controls. Since then, it has served...

What’s in it For Me? A New Look for Lender Compensation

  • March 4, 2014

Among the myriad of requirements set out by the Dodd-Frank Wall Street Reform and Consumer Protection Act, being placed on community...

To Grow or Not to Grow: Expanding SBA Loan Initiatives

  • March 4, 2014

In response to the current low-growth economic environment, more and more community banks are pulling out all the stops in looking...

UDAAP and Disparate Impact Update

  • November 8, 2013

Some community banks believe that they are not subject to the unfair, deceptive or abusive acts or practices (collectively referred to...

Building Better Customer Relationships

  • November 8, 2013

The Dodd-Frank financial reform legislation includes several points that have made it more difficult for community banks to operate profitably. These...

Guidance on Stress Testing

  • November 8, 2013

Dodd-Frank Wall Street Reform and the Consumer Protection Act have been among the key concerns for bankers in recent times. One...

Participation Loans: Another Way to Grow Your Portfolio

  • August 23, 2013

Depository institutions use loan participations as an integral part of their lending operations. Banks may sell participations to enhance their liquidity,...