legislation-relieves-bank-regulatory-burden

Legislation Relieves Bank Regulatory Burden

  • October 24, 2018

On May 25, legislation was signed into law that relieves some of the regulatory burden community banks have faced since passage...

community-bank-partner-fintech-firm

Should You Partner with a Fintech Firm?

  • October 21, 2018

Innovations in digital banking are moving at breakneck speed, forcing many community banks to plant their digital flag in the sand....

is-your-bank-ready-for-cecl

CECL is Coming – Is Your Bank Ready for This Seismic Shift?

  • October 17, 2018

Historically, banks have based credit loss reserves on the amount of loan losses they’ve incurred in the past. However, this will...

impact-of-amortized-goodwill

The Impact of Amortized Goodwill to your Borrowers

  • August 22, 2018

written by Kami Bailey As you review the financial statements of small business borrowers, you may now see goodwill amortized on...

loan-underwriting-standards

Loan Underwriting Standards – Is It Time to Perform A Reality Check?

  • August 19, 2018

written by Kami Bailey The economic recovery that began in the summer of 2009 passed another significant milestone in April when...

attracting-low-cost-core-deposits

Attracting Low-Cost Core Deposits

  • August 16, 2018

written by Kami Bailey Over the past decade, mainly due to the financial crisis, banks have enjoyed lots of liquidity and...

community-banks-track-exceptions-variances

Are You Tracking Exceptions and Variances?

  • May 19, 2018

written by Blair Groves It’s not uncommon for bankers to make exceptions to policies and variances to procedures. But problems can...

community-banks-strategic-risk

Community Banks Face Strategic Risk in 2018

  • May 17, 2018

written by Blair Groves In January the Office of the Comptroller of the Currency’s (OCC) National Risk Committee (NRC) published their...

Reg Q – What’s It to You?

  • August 21, 2014

written by Blair Groves When Dodd-Frank passed three years ago, a banking regulation from 1933, that many considered antiquated and counterproductive,...