The Impact of Amortized Goodwill to your Borrowers

  • August 22, 2018

written by Kami Bailey As you review the financial statements of small business borrowers, you may now see goodwill amortized on...


Loan Underwriting Standards – Is It Time to Perform A Reality Check?

  • August 19, 2018

written by Kami Bailey The economic recovery that began in the summer of 2009 passed another significant milestone in April when...


Attracting Low-Cost Core Deposits

  • August 16, 2018

written by Kami Bailey Over the past decade, mainly due to the financial crisis, banks have enjoyed lots of liquidity and...


Are You Tracking Exceptions and Variances?

  • May 19, 2018

written by Blair Groves It’s not uncommon for bankers to make exceptions to policies and variances to procedures. But problems can...


Community Banks Face Strategic Risk in 2018

  • May 17, 2018

written by Blair Groves In January the Office of the Comptroller of the Currency’s (OCC) National Risk Committee (NRC) published their...

Reg Q – What’s It to You?

  • August 21, 2014

written by Blair Groves When Dodd-Frank passed three years ago, a banking regulation from 1933, that many considered antiquated and counterproductive,...

A New Competitor on the Horizon

  • August 20, 2014

written by Blair Groves When asked who your biggest competitor is, you probably think of other community banks or larger regional...

What is Your Institution’s Risk Appetite? How-to Identify and Measure Risk

  • August 15, 2014

written by Blair Groves Seven years past the beginning of the largest financial crisis in the United States since the great...

Are You Ready for Rising Interest Rates?

  • May 13, 2014

The U.S. economy has experienced an extraordinary period of low interest rates since the financial crisis, spurred by the Federal Reserve’s...