Building Better Customer Relationships

  • November 8, 2013

The Dodd-Frank financial reform legislation includes several points that have made it more difficult for community banks to operate profitably. These...

Guidance on Stress Testing

  • November 8, 2013

Dodd-Frank Wall Street Reform and the Consumer Protection Act have been among the key concerns for bankers in recent times. One...

Participation Loans: Another Way to Grow Your Portfolio

  • August 23, 2013

Depository institutions use loan participations as an integral part of their lending operations. Banks may sell participations to enhance their liquidity,...

how-to-grow-my-loan-portfolio

Eight Ways to Grow Your Loan Portfolio

  • August 23, 2013

The uneven economic recovery may be sputtering along in fits and starts, but it appears loan volume has improved at commercial...

Is Your Bank Complying with SCRA?

  • August 23, 2013

Last October, a report published by the Consumer Financial Protection Bureau (CFPB) recounted how lenders and loan servicers are complying with...

AICPA Clarity Project Redrafts AU Sections

  • January 28, 2013

In 2004, the Auditing Standards Board (ASB) began an effort to clarify Generally Accepted Auditing Standards (GAAS). This effort has come...

Regulatory Update: Should Banks Be Lowering ALLL Reserves?

  • January 28, 2013

With signs in recent months that the economy may be gaining some steam, many banks have begun reducing their Allowance for...

Agriculture Lending: Is It Déjà Vu All Over Again?

  • January 28, 2013

Agriculture lending presents sort of a conundrum for commercial lenders today. While there is certainly plenty of opportunity for community banks...

Accounting for OREO and Foreclosed Assets

  • July 20, 2012

Foreclosing on assets pledged as collateral is usually the last step a bank will take with borrowers who are delinquent in...