Our Blog

Category: Financial Lending Notes Newsletter

community-banks-strategic-risk

Community Banks Face Strategic Risk in 2018

written by Blair Groves In January the Office of the Comptroller of the Currency’s (OCC) National Risk Committee (NRC) published their Semiannual Risk Perspective. Within

Internal Control Concept on Wooden Blocks

COSO Internal Control Framework Updated

Two decades ago, the Committee on Sponsoring Organizations (COSO) published its original framework for internal controls. Since then, it has served as the most comprehensive

Banking Law concept

UDAAP and Disparate Impact Update

Some community banks believe that they are not subject to the unfair, deceptive or abusive acts or practices (collectively referred to as UDAAP) provisions of

Building Better Customer Relationships

The Dodd-Frank financial reform legislation includes several points that have made it more difficult for community banks to operate profitably. These issues include higher capital

Guidance on Stress Testing

Dodd-Frank Wall Street Reform and the Consumer Protection Act have been among the key concerns for bankers in recent times. One of the more confusing

how-to-grow-my-loan-portfolio

Eight Ways to Grow Your Loan Portfolio

The uneven economic recovery may be sputtering along in fits and starts, but it appears loan volume has improved at commercial banks. According to Federal