A New Competitor on the Horizon
- August 20, 2014
written by Blair Groves When asked who your biggest competitor is, you probably think of other community banks or larger regional...
What is Your Institution’s Risk Appetite? How-to Identify and Measure Risk
- August 15, 2014
written by Blair Groves Seven years past the beginning of the largest financial crisis in the United States since the great...
Are You Ready for Rising Interest Rates?
- May 13, 2014
The U.S. economy has experienced an extraordinary period of low interest rates since the financial crisis, spurred by the Federal Reserve’s...
Opportunities in Income Property and ADC Lending
- May 6, 2014
Income property loans and acquisition, development and construction (ADC) loans are among the most appealing, but also the most risky, types...
COSO Internal Control Framework Updated
- March 4, 2014
Two decades ago, the Committee on Sponsoring Organizations (COSO) published its original framework for internal controls. Since then, it has served...
What’s in it For Me? A New Look for Lender Compensation
- March 4, 2014
Among the myriad of requirements set out by the Dodd-Frank Wall Street Reform and Consumer Protection Act, being placed on community...
To Grow or Not to Grow: Expanding SBA Loan Initiatives
- March 4, 2014
In response to the current low-growth economic environment, more and more community banks are pulling out all the stops in looking...
UDAAP and Disparate Impact Update
- November 8, 2013
Some community banks believe that they are not subject to the unfair, deceptive or abusive acts or practices (collectively referred to...
Building Better Customer Relationships
- November 8, 2013
The Dodd-Frank financial reform legislation includes several points that have made it more difficult for community banks to operate profitably. These...