written by Aaron Henry
One of the most important events in life is retirement. Embarking on this post-employment journey is not just something you figure out while cleaning out your desk the day you turn in your keys and say goodbye to co-workers. Managing your retirement spans the entirety of your adult life.
Setting course on the road to retirement requires significant planning that takes time and effort. You bear the responsibility for steering your own course, whether it be done on your own, with help, or by seeking the advice of professionals.
While retiring comfortably is the ultimate goal, the complexity and time required in building a successful retirement plan often makes the entire process intimidating, causing Americans to stop before they have even began to explore their retirement options. However, the path to a comfortable future can often be done with fewer headaches and financials dilemmas than you might think; all it takes is a little homework, an attainable savings and investment plan, and a long-term commitment.
If planning for your retirement has got you confused or you find it to be too complicated to spend your time on, you’re not alone. Whether you don’t know a thing about your retirement planning options or simply can’t distinguish between an IRA and Roth IRA, you’ve come to the right place.
You may also consider the benefits of implementing an employer retirement plan for your company. Understanding the wide array of types of plans can be a daunting task. Understanding the different plans, how they work, the rules that regulate them, and what benefits they provide for the employer and employees is essential when considering this retirement option.
In this series on retirement, we will break down different retirement options for individuals and employers and the processes needed to plan, implement, execute and ultimately enjoy a comfortable retirement. If we can help you map your route toward retirement, please call our office at 417-881-0145.