GAO Report Examines Impact of Dodd-Frank Rules

  • May 14, 2016

written by Blair Groves Late last year, the General Accounting Office (GAO) conducted a required regulatory analysis to determine the impact...

interest-rate-model-validation

ALM Model Validation: What You Need to Know

  • May 12, 2016

With rates on the rise, interest rate risk (IRR) will become an increasing issue for community banks for the foreseeable future....

Stress Test for Rising Rates and Other Adverse Outcomes

  • May 10, 2016

Last year, the Federal Reserve finally pulled the trigger on its first interest rate hike in nearly a decade. The rate...

The Key of Having Sound Commercial Lending Policies

  • February 21, 2016

The financial crisis is getting smaller and smaller in the rear view mirror and now we see many lenders are beginning...

Handling Portfolio Credit Risk: Has Your Bank Defined Its Risk Appetite?

  • February 14, 2016

In their analysis of the root causes of the financial crisis, banking regulators determined that one of the main problems was...

Consider Business Interruption Insurance When Planning for Disaster

  • October 18, 2015

Bankers usually check to make sure businesses have adequate hazard insurance in case a building or essential equipment is severely damaged...

Lending to Nonprofits: Opportunity and Threats for Community Banks

  • October 16, 2015

As federal and state governments face tighter budgets, some are reducing the amount of money they allocate to nonprofits. This presents...

Global Cash Flow and Owners’ Personal Living Expenses

  • October 14, 2015

The finances of small business owners’ companies and personal lives are usually intertwined. This requires community banks to examine global cash...

Risk Management with Third-Party Vendors

  • August 19, 2015

In today’s competitive and highly regulated banking environment, many community banks are entering into more complex relationships with a wide range...