Capital Regulations Proposed on Certain Commercial Loans
- March 19, 2019
Last May, Congress passed the Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA). To conform the regulatory definition of HVCRE...
Get Ready for These Three Accounting Pronouncements
- March 15, 2019
In the world of accounting pronouncements, it can sometimes take years from the time a pronouncement is made until it becomes...
Five Things to Discuss With Your Borrowers
- March 11, 2019
Despite the robust economy as reflected by solid GDP growth over the past few quarters, many small businesses are facing some...
Local Game Changer: Steve Johnson joins The Whitlock Company
- January 22, 2019
KANSAS CITY, Mo. – The Whitlock Company is shaking things up in Kansas City, welcoming bank tax specialist Steve Johnson into...
Legislation Relieves Bank Regulatory Burden
- October 24, 2018
On May 25, legislation was signed into law that relieves some of the regulatory burden community banks have faced since passage...
Should You Partner with a Fintech Firm?
- October 21, 2018
Innovations in digital banking are moving at breakneck speed, forcing many community banks to plant their digital flag in the sand....
CECL is Coming – Is Your Bank Ready for This Seismic Shift?
- October 17, 2018
Historically, banks have based credit loss reserves on the amount of loan losses they’ve incurred in the past. However, this will...
The Impact of Amortized Goodwill to your Borrowers
- August 22, 2018
written by Kami Bailey As you review the financial statements of small business borrowers, you may now see goodwill amortized on...
Loan Underwriting Standards – Is It Time to Perform A Reality Check?
- August 19, 2018
written by Kami Bailey The economic recovery that began in the summer of 2009 passed another significant milestone in April when...